October 11, 2019, according to Bankrate’s latest survey of the nation’s largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.68 percent with an APR of 3.79 percent.

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Mortgage buyer Freddie Mac said Thursday that the average rate on 30-year, fixed-rate mortgages dropped to 4.52 percent from 4.55 percent a week ago. Rates have declined in five of the past six weeks.

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Mortgage buyer Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage slipped to 3.79 percent from 3.81 percent a week earlier. That means it stays below the symbolically.

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The average fee for a 30-year mortgage was unchanged this week at 0.5 point. The fee on 15-year loans also head steady at 0.5 point. Rates on adjustable five-year loans remained at 3.11 percent.

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Credit Report Errors Credit report errors can cost you a better score and they can ruin your hopes for obtaining certain loans. Nearly 80% of the credit reports in a study from the U.S. Public Interest Research Group contained inaccuracies.

A year ago, the 30-year rate was at 4.13%. A record low of 3.31% for the 30-year mortgage was reached in November 2012. The average rate for the 15-year fixed-rate mortgage fell to 3.21% in the.

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