As the housing market improves, foreclosure activity has been steadily declining – with one exception: The number of multimillion-dollar homes going into foreclosure has spiked, new research. and.
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By Peter Miller. Sales of distressed homes usually come in several forms. First, there are short sales or pre-foreclosures, deals where an owner who can no longer afford the property tries to work out a purchase with a buyer, subject to the approval of the lender.If that doesn’t work, the lender may start foreclosure proceedings, and the home may be put up for sale at a public auction.
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How to Get Financing. Not all mortgage lenders are willing to finance for foreclosure properties. So you may need to shop around to find the right lender. This is why we recommend getting pre-approved for a loan, before you try to buy a bank-owned home.
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